Loan Officer at BancFirst Bank

Job Description

Loan Officer at BancFirst Bank

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following.  Other duties may be assigned.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Obtain and develop quality loan portfolio with annual performance goals while managing existing portfolio

Portfolio including:  Construction, Commercial, and Commercial Real Estate & Agricultural Loans

Analyze complex financial data and write detailed credit memorandums within internal policy, procedures and underwriting guidelines 

Promote BancFirst services through cross selling banking products to new and existing clientele

Participation in various community and public events

Outside business development calls required

Provide extraordinary customer service

Assist with other job related duties and special projects as assigned

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job.  Duties, responsibilities and activities may change at any time with or without notice.

REQUIREMENTS

• Ability to analyze complex financial data and write detailed credit memorandums

• Knowledge of maintaining loan portfolio including, but not limited to: managing loan covenants & loan quality

• Working knowledge of regulatory compliance requirements, including, but not limited to, Flood, HMDA, and Fair Lending

• Proficient in Microsoft Office and knowledge of, or the ability to quickly learn banking software applications 

• Working knowledge of collateral perfection requirements

• Ability to communicate professionally both verbally and in writing

• Critical thinking and reasoning skills

• Work well under stress and deadlines while managing multiple tasks

• Perform in a highly sensitive environment and deal with confidential matters

• Inter-act with staff and departments for accurate resolutions to problems and errors

• Flexible and ability to work additional hours when crucial to production, regulatory or loan closing timelines

• Demonstrated good attendance and punctuality

PREFERRED SKILLS

• Bachelor Degree (business major or formal credit training preferred)

• Ag lending experience preferred

• Bilingual (Spanish) a plus

PHYSICAL REQUIREMENTS

Constant use of computer screens 

Ability to operate a computer keyboard, use hand to finger, handle or feel, reach with hands and arms, and talk, see or hear   

Intermittently standing, stooping, bending at the waist, walking, kneeling or crouching  

Ability to sit and/or stand for long periods of time during the workday

Long periods of typing and repetitive motion

Ability to lift and/or move and carry up to 10 pounds 

LOCATION

BancFirst, Coweta

14269 S. State Hwy 51

Coweta, OK  74429

HOURS

Full Time